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Life insurance is designed to protect you and your family against financial uncertainties that may result due to unfortunate demise or illness. You can also view it as a comprehensive financial instrument – as a part of your financial planning offering you savings & investment facilities along with cover against financial loss. By choosing the right policy as per your needs i.e. customised solutions, you will be able to plan for a secure future for yourself and your loved ones.

Choosing the Right Plan
Identifying the right plan on the basis of your needs is the first crucial step towards insurance planning.
At HDFC SL we help you through this decision by identifying your various needs and offering plans that are customised for you. You may also choose a plan for yourself by identifying the life stage you are at.
Analysing Needs
What is your need?
» Protection
Need for a sound income protection in case of your unfortunate demise

» Investment
Need to ensure long-term real growth of your money

» Saving
Save for the milestones and protect your savings too

» Pension
Need to save for a comfortable life post retirement
Once you have analysed your needs as per above classification, you need to then ascertain important factors such as type of cover, insurance amount as per one's income, life stage and dependents. It is difficult to arrive at all these figures yourself. Our financial consultants can help you with all the analysis to offer a customised solution by doing a thorough need analysis.


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